Ramadan is the month of charity. Although it is not obligatory to pay Zakat in the month of Ramadan, most Muslims pay their Zakat in Ramadan. Besides Zakat, there is obligatory Fitra to be paid to the poor before the Eid Prayer. Besides these two obligatory charities, lot of Sadaqa (Voluntary Charity) is paid during Ramadan. It is not that one is not encouraged to do charity throughout the year and do it only in the month of Ramadan. However, it was the Sunnah of the Prophet to do more charity in the month of Ramadan. It is reported that during the month of Ramadan the prophet used to do so much charity that he was likened to fast blowing wind.
It is narrated by Ibn ‘Abbas (may Allah be pleased with him) “The Prophet (peace be upon him) was the most generous amongst the people, and he used to be more so in the month of Ramadan when Gabriel visited him, and Gabriel used to meet him on every night of Ramadan till the end of the month. The Prophet used to recite the Holy Qur’an to Gabriel, and when Gabriel met him, he used to be more generous than a fast wind” (Sahih Al Bukhari: Book No. 31: Hadith No. 126).
Qur’an exhorts the believers to do charity and equals it to load given to Allah which will be returned in multiples on the day of Judgement.
“Who is it that would loan Allah a goodly loan so He may multiply it for him many times over? And it is Allah who withholds and grants abundance, and to Him you will be returned” (Surah Al Baqarah 2:245).
At another place Qur’an explains the benefit of charity by giving the example of grain of corn. According to Quran:
“The likeness of those who spend their money for Allah’s sake, is as the likeness of a grain (of corn), it grows seven ears, every single ear has a hundred grains, and Allah multiplies (increases the reward) for whom He wills, and Allah is All-Sufficient for His creatures needs, All Knower” (Surah Al Baqarah 2: 261)
“Those who spend of their goods (in charity) by night and by day in secret and in public shall have their reward with their Lord: on them shall be no fear nor shall they grieve” (Surah Al Baqarah 2:274)
The literal meaning of Zakat is purification and growth. It is a specific amount of money due to be spent on specific accounts after the passage of specific time. There are numerous spiritual, psychological as well as economic benefits of charity, especially zakat.
Spiritually it brings the giver closer to the Creator. There is no denying the fact that physical ibadah (worship) does not affect a person as deeply and does not put as much burden on him or his resources as parting with hard earned money. It is also a form of informal social insurance system which takes care of the basic needs of the poorer sections of the society by the wealthier section. In this way it bridges the gap between the rich and the poor which may lead to many unwanted situations. It creates a feeling of love and brotherhood between the rich and the poor and thus reduces social tensions also.
It has a psychological dimension as well. It has a positive affect of the giver, the receiver, and the society at large. It purifies the property and assets of the giver, restraints his lust for wealth and material goods and creates in him the virtue and urge to share with less fortunate ones. It uplifts the giver from a life of materialism and self-gratification to a life endowed with a higher moral purpose.
Sadaqa and Zakat prepares one to spend in the way of Allah willingly and largeheartedly. It drives away greed and pride from the wealthy and does away with glaring income inequality and at the same time imperceptibly effects a gradual redistribution of wealth from the rich to the poor.
Economically it prevents concentration of wealth by circulating it in the society by transferring wealth from the rich to the poor. It redistributes real income among the members of the society by redistributing a part of purchasing power from the rich to the poor. It is well known economic fact that poor tend to spend most of their income on basic necessities of life as compared to the rich who spend less proportion of their wealth on basic necessities. A major part of the wealth of the rich is spent on luxuries of life. When charity is paid by the rich to the poor it helps in the circulation of money in the economy by creating demand for basic necessities of life.
It also discourages hoarding and accumulation of idle wealth. It ensures to put the waiting resources back into economic activity by pushing every bit of idle wealth into production activity by increasing the cost of waiting.
Let us pay our Zakat and give Sadaqa to reap the spiritual rewards in the holy month of Ramadan. Let us reach out to the less fortunate and make a difference in somebodies’ life. Let us make this Ramadan more fulfilling and satisfying.
The reminder is first for myself.